Virgin Atlantic Reward Credit Card

Virgin Atlantic Reward Credit Card

Virgin Atlantic Reward Credit Card

The Virgin Atlantic Reward Credit Card allows cardholders to earn and spend rewards through Virgin Atlantic (Flying Club) as well as a mix of the company’s partners. Cardholders receive 0.75 Flying Club miles for every £1 spent on the card and 1.5 Flying Club miles for every £1 spent on the card with Virgin Atlantic or Virgin Holidays. The card’s balance transfer and money transfer offer help to differentiate it from rivals (though note the 3% transfer fee), while a 5,000-mile bonus reward offer for new customers could help to increase its relative appeal.

 

TCG LIKES

  • 0.75 Flying Club miles for every £1 spent on the card
  • 1.5 miles for every £1 spent with Virgin Atlantic or Virgin Holidays
  • 5,000 bonus miles after completing one purchase within the first 90 days
  • No annual fee
  • After £20,000 in annual spend, option to choose an upgrade to Premium or get a Companion ticket
  • No non-sterling transaction fee through 30 November 2019

REPRESENTATIVE EXAMPLE

  • Representative rate: 22.9% APR (variable)
  • Purchase rate: 22.9% p.a. (variable)
  • Based on borrowing: £1,200

REQUIRED CREDIT SCORE: Good / Excellent.

 

WHAT WE LIKE

  • All spend receives Virgin Atlantic Flying Club Miles.
  • Flying Club Miles can be earned and redeemed at Virgin Atlantic partners.
  • Cardholder will earn 5,000 Flying Club Miles on 1st use of the card within the first 90 days following the account opening.

WHAT COULD BE BETTER

  • No foreign exchange fee which is currently 2.99%

SUMMERY

  • Calculate you spend to see if you would benefit more by paying the £160 annual fee for the Virgin Atlantic Reward+ Credit Card, as the rewards are greater for big spenders. Check the TCG review here.

APPLY FOR THE VIRGIN ATLANTIC REWARD CREDIT CARD HERE